How Much Does Rehab Cost?
The Cost of Rehab: A Quick Look at Market Prices
One of the things that sometimes stop people from attempting to rehab their drug and alcohol abuse is that they simply think it costs too much, and there’s no way they could ever afford it. Sometimes regular working people see the luxurious, resort-like high-end rehab programs that are offered and assume that inpatient rehab costs at least as much as a tropical vacation, if not more. And for patients whose long-term addictions are causing them to struggle just to maintain a regular place to live, the idea of having a place to live with full meal service and treatment might seem, financially, as far out of reach as the moon. Addicts who aren’t really ready for treatment might also answer the question “how much does rehab cost” by simply saying “too much”, giving them an excuse to quickly stop thinking about the possibility.
There are a lot of misconceptions about the costs of rehab. The first big one is that all inpatient rehab programs are like The Betty Ford Center, or a resort vacation in a desirable area with treatment on the side. The second is that most people are paying out of pocket for their period of inpatient rehab treatment.
Let’s address each of these big misconceptions in turn. The first one, that rehab is a resort vacation, is primarily fed by television ads. These ads tend to be skewed toward luxury clientele, since that is the most lucrative market. However, that doesn’t mean these are the only inpatient rehab options that exist. Inpatient options are available to fit a wide range of budgets and insurance plans, and there is usually a way for anyone to get safe and medically proven inpatient rehab in a good residential environment.
The other big misconception is that rehabs are full of nothing but rich people paying out of pocket. The vast majority of people in rehab are there thanks to health insurance plans, which are covering the full cost. People also make use of state grants, health programs and assistance from charity organizations in some cases where they don’t have sufficient means to cover the costs of inpatient treatment. If all else fails, the rehab center may also offer a financing option so that the patient can make payments in installments after they complete treatment and get back to work. Many programs also have sliding scales based on income.
So, How Much Does Inpatient Rehab Really Cost?
Though rehab will be covered by insurance or some other means for most people, let’s take a look at some firm numbers just for the sake of perspective.
Every program will be a little different, and naturally a luxury rehab program will charge much more than something more basic. But on average, a good estimate for the cost of an inpatient rehab program would be about $5,000 to $20,000 per month. Obviously, the programs in the $5,000 range are more basic, while the $20,000 programs are where you start to get into Betty Ford territory. A fair estimate for the cost of detox is about $1,000 to $2,000, depending on the length of time.
How Much Does Outpatient Rehab Cost?
And an outpatient treatment program, in which you live at home and come to the center for appointments, would be a similar price each month (unless it is a very high-end luxury program with lots of bonus amenities). Medications like methadone might also add a little bit to this cost, possibly several hundred dollars extra per month.
Does Insurance Cover Rehab?
Again, these are all out-of-pocket numbers. Most people don’t pay nearly this much out of their own personal funds. Instead, insurance covers most or all of the treatment, or they will be asked for a reduced amount if they have limited income.
It doesn’t take the insurance plan of a Goldman Sachs executive or a member of Congress to have inpatient rehab coverage available, either. It’s possible for Medicare to cover a period of inpatient treatment in full if your doctor sets up a treatment plan. Plans sold on exchanges under the Affordable Care Act are also required to provide coverage for substance abuse disorders, potentially including a period of inpatient treatment.
The main takeaway here? Cost should never be a barrier to treatment or an excuse for avoiding it. There’s a way for just about everyone to get the quality inpatient or outpatient program they need.
If you or a loved one needs help with abuse and/or treatment, please call the WhiteSands Treatment at (877) 855-3470. Our addiction specialists can assess your recovery needs and help you get the addiction treatment that provides the best chance for your long-term recovery.