90-Day Rehab Coverage with PPO

Some people rely on 90-day coverage with PPO to pay for their addiction treatment. Depending on an individual’s PPO health insurance policy, some or all of their rehab treatment may be covered. However, each insurance provider and plan is different. Since the passage of the Affordable Care Act, most insurers have provided at least a minimum of coverage for behavioral health and mental health care. Your insurance plan may cover your long-term rehab treatment or some of it. 

At WhiteSands, our insurance specialists help clients determine their coverage level and what they might expect in terms of out-of-pocket expenses. Many clients do require long-term care for their substance use disorder. Many of these individuals may also have a dual diagnosis, which includes both a substance addiction and a mental health disorder. WhiteSands can provide both long-term and short-term treatment plans as well as programming that includes medical detox, inpatient treatment, outpatient treatment, and aftercare. In addition to dual diagnosis treatment, our licensed clinicians can also offer medication-assisted treatment. 

If you have medical insurance, you may be entitled to 90-day rehab coverage if you need it. You can rely on WhiteSands for help navigating your PPO insurance plan. Although you can also call your insurance provider, you can get help from our experienced insurance specialists who deal with insurance questions of insurance on a daily basis. 

WhiteSands accepts many forms of health insurance. If you need long-term care, we can help you achieve your recovery milestones. Our rehab center is known for its welcoming atmosphere, enjoyable amenities, caring staff, and, of course, high-quality addiction treatment. Let us help you overcome your drug or alcohol dependence and achieve the recovery you crave.


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Understanding PPO Insurance and 90-Day Rehab Programs

PPO insurance is a type of insurance plan offered by many different insurance providers. A PPO network typically includes many healthcare providers that are covered by the insurance plan. Today, most providers who offer PPO plans do, indeed, offer some level of coverage for addiction treatment. However, whether or not long-term coverage is offered depends on the specific plan and the insurance provider. 

Long-term 90-day substance abuse treatment programs may be necessary for some people who need more extensive support for their condition. Who needs 90-day rehab treatment? That depends, but often, individuals who have been addicted to drugs or alcohol for a long period may need treatment for a longer period. A person who has polydrug addictions or a dual diagnosis may also need more time in treatment. Often, insurance plans will cover some or all of this treatment but, again, it depends on the plan in question. 

Someone unstable is more vulnerable to relapse, so long-term treatment aims to help clients achieve stability so that they can manage their addiction more effectively and prevent relapse. Individuals who achieve stability and their recovery milestones early in their treatment process may not need long-term rehab care, but it’s an option if necessary. 

The Advantages of 90-Day Rehab Programs

90 day rehab coverage

Attending long-term 90-day rehab programs can be highly beneficial to the recovery process. Rushing through a treatment program could result in relapse. Clinical medical researchers have shown that the longer someone spends in rehab treatment, the less likely they will be to experience a relapse. Long-term substance abuse treatment means that clients get support for a longer period. They have more time to practice strategies to manage their addiction triggers with the help of their therapists. They have more time to develop healthy patterns of living and thinking. They’re able to spend more time with their clinicians in a formal rehab setting. By enrolling in a long-term treatment plan at WhiteSands, you can get the support you need to prevent relapse successfully. 

PPO Coverage for 90-Day Rehab: What You Need to Know

Clients who need long-term 90-day rehab need to know what their PPO insurance policy will cover in terms of time and type of treatment. Many insurance providers will cover long-term behavioral health or mental health care as needed. However, each PPO plan and provider may offer different coverage amounts. When you call WhiteSands, we can help you determine how much your insurance plan will cover your long-term treatment and if there are any out-of-pocket expenses. Sometimes insurance providers will only cover a certain period of inpatient treatment but will provide outpatient therapy coverage. Let our insurance specialists help you determine what costs will be covered by your PPO insurance plan. 

Maximizing Your PPO Plan for Extended Rehab Treatment

WhiteSands can help you understand the particulars of your PPO medical insurance plan so you know how much coverage you may be entitled to. If you have medical insurance, you should use it to pay for your substance abuse treatment. An alcohol or drug addiction is a serious health condition that can erode your mental and physical health. Your PPO plan will likely cover a substantial portion of your treatment. Do you know how much? Let our insurance specialists help you maximize your insurance benefits. Contact us to find out what insurance coverage you are entitled to. 

Navigating the Insurance Process for 90-Day Rehab

Navigating the insurance process can be challenging, but you don’t have to struggle alone. Although you can contact your insurance provider for information about long-term rehab coverage, you can also call WhiteSands. Our insurance specialists are familiar with many common providers and their PPO plans. We can help you determine how much coverage your policy entitles you to. We contact insurers on a routine basis. We can help you find out the answers you need to your questions. We will find out how much coverage you can expect from your provider for your 90-day treatment plan. If options are available, we’ll discuss them with you so you understand what your coverage entitles you to in terms of rehab treatment. 

Common Challenges and How to Overcome Them

One of the most common challenges of medical insurance is that it only covers partial rehab stays. For instance, some providers may only cover 15 days of inpatient rehab treatment. Consequently, after those 15 days are complete, clients may wish to transition to outpatient treatment to cut down on costs. Many providers will pay additionally for outpatient therapy once inpatient treatment coverage runs out. Let our insurance specialists help you find out how much of your inpatient treatment will be covered by your PPO plan. We can also help you determine what other costs and therapies may be covered by your policy. 

Partnering with WhiteSands Treatment for Comprehensive 90-Day Rehab

Clients trust WhiteSands because of our reputation for outstanding addiction treatment and rehab care. We offer comprehensive treatment to provide each client with the level of support they need to achieve their recovery goals. If you need help navigating your insurance coverage, contact WhiteSands. Your PPO plan may offer extensive coverage for your 90-day treatment. Find out by contacting us today. Don’t put off the substance abuse treatment that could save your life. Our treatment addresses all aspects of addiction, allowing clients to get their lives back on track. 

If you or a loved one needs help with abuse and/or treatment, please call the WhiteSands Treatment at (877) 855-3470. Our addiction specialists can assess your recovery needs and help you get the addiction treatment that provides the best chance for your long-term recovery.

About the Author

Jackie has been involved in the substance abuse and addiction treatment sector for over five years and this is something that she is truly eager about. She has a passion for writing and continuously works to create informative pieces that not only educate and inform the public about the disease of addiction but also provide solutions for those who struggle with drug and alcohol abuse.